Privacy Policy

Last updated: July 2026

EMI Calculator (“the App”, “we”, “us”) is developed and maintained to help you plan Car, Home, Personal, and Bike Loan EMIs. This Privacy Policy explains what information the App handles and how it is used. By using the App, you agree to the terms described below.

1. Information Collection

EMI Calculator does not require you to create an account, and we do not directly collect your name, email address, phone number, or any other personal information.

Your loan calculations happen entirely on your device.

The App does, however, display advertisements through Google AdMob, which may involve automated data collection as described in Section 3 below.

2. Data Usage — Calculator Data

All figures you enter — including loan amount, interest rate, tenure, down payment, and total price — are used solely on your device to calculate your EMI, repayment schedule, and PDF reports.

This information remains stored only on your device’s local storage or app cache and is never transmitted to us or any third party.

3. Google AdMob

The App displays banner and interstitial advertisements served by Google AdMob.

To provide and measure advertisements, Google AdMob and its advertising partners may automatically collect and process information such as:

• Advertising ID
• Device Information
• App Information
• Approximate Location (derived from IP address)
• Ad Interaction Data

This information is collected in accordance with Google’s advertising policies and is not linked to the loan details you enter into the calculator.

You can review or reset your Advertising ID and manage personalized advertising from your Android device settings.

Learn more about Google’s advertising practices:

https://policies.google.com/technologies/partner-sites

4. Firebase Analytics

This version of the App does not use Firebase Analytics or any other analytics SDK.

No usage analytics or behavioral tracking data is collected beyond what Google AdMob requires to serve advertisements.

If analytics are added in a future release, this Privacy Policy will be updated accordingly.

5. Crash Reporting

This version of the App does not use any crash reporting service such as Firebase Crashlytics.

If crash reporting is implemented in future versions, this Privacy Policy will be updated to explain what diagnostic information is collected and how it is used.

6. Third-Party Services

Besides Google AdMob, the App does not include third-party SDKs that transmit your calculator data outside your device.

The App may use open-source Android libraries (such as AndroidX and MPAndroidChart) that run entirely on your device and do not communicate with external servers.

7. Children’s Privacy

The App is a general-purpose financial calculator and is not directed toward children under the age of 13.

We do not knowingly collect personal information from children.

Because the App displays advertisements through Google AdMob, it is not intended for child-directed use in accordance with Google Play Families Policy.

8. Security

Because your loan calculations never leave your device, there is no server-side storage or transmission of your financial data.

PDF reports generated by the App are saved only on your device and are shared only when you explicitly choose to export, print, or share them.

9. Your Rights

You may remove all data associated with the App at any time by:

• Clearing the App’s storage or cache from your device settings.
• Uninstalling the App.

You may also reset or limit your Advertising ID from your Android device settings.

Since we do not store your calculator data on our servers, there is no remote data for us to delete, modify, or export.

10. Policy Updates

We may update this Privacy Policy from time to time to reflect changes in the App, legal requirements, or Google Play policies.

When significant changes are made, the “Last updated” date above will be revised.

11. Contact Us

If you have any questions, suggestions, or concerns regarding this Privacy Policy, please contact us.

Email: info@naukripatra.in